Anvix Expense Analyzer
Know where your money goes.
Turn your bank's debit SMS into a clear picture of your spending — privately, on your device, with optional AI.
Android · Coming soon to Google Play
Features
Your spending, made obvious
◑
Automatic categories
Every spend sorted into Food, Groceries, Shopping, Transport, Bills, Travel and more — no manual entry.
◎
Donut breakdown
See your total and a spend-by-category chart with amounts and percentages at a glance.
⬡
PDF & Excel reports
Export a formatted report in a tap, saved straight to your Downloads folder.
✦
Ask your money (AI)
Optionally chat about your spending: “top merchants?”, “where can I cut back?”, “any subscriptions?”
How it works
Three taps to clarity
1
Analyze
Pick a period and tap Analyze. The app reads your bank SMS for that range.
2
Understand
See the total, a donut breakdown by category, and every transaction.
3
Export or ask
Save a PDF/Excel report, or (with AI on) chat about your money.
Privacy
Private by design
With AI off (the default), no SMS or spending data ever leaves your device. Nothing is read automatically, there are no ads, and there are no analytics SDKs. Read the full privacy policy.
Plans
Free to start
Free
Free forever
- Automatic categorization & donut charts
- PDF & Excel export
- Works offline, nothing uploaded
- 3 free AI questions a day (up to 200 characters each)
Anvix Expense Analyzer Plus
₹49 / month
or ₹399 / year (save ~32%)
- Everything in Free
- 10 AI questions a day (up to 400 characters each)
- AI categorization for unknown merchants
- No API key needed
Your own key
Free — you pay Anthropic
Nothing goes to Anvix Labs
- Everything in Free
- Unlimited AI chat & categorization
- Use it as much as you want
- Bring your own Anthropic API key
With your own Anthropic API key, all AI usage is billed directly to your Anthropic account — nothing goes to Anvix Labs, and there are no per-question limits. Note that AI calls do cost money on your key (typically a few rupees a month; heavy use costs more).
FAQ
Good to know
Is my data private?
Yes. Categorization runs 100% on your device and nothing is uploaded. The app only reads SMS when you tap Analyze. If you turn on AI, only the parsed spend messages for the range you choose are sent for categorization or a chat answer.
Does it read my SMS automatically?
No. It reads messages only when you tap Analyze, and only for the date range you choose. There is no background reading.
Which banks work?
Any bank that sends debit/credit transaction SMS. The app parses common Indian bank, card, and wallet formats, and the merchant list updates over the air.
Do I need an AI key?
No — categorization and reports are fully free and on-device. AI chat is optional: use your own Anthropic key, a small free daily taste, or a subscription.