Anvix Expense Analyzer — Privacy Policy

Anvix Expense Analyzer ("the app") is published by Anvix Labs ("we", "us"). This policy explains what data the app accesses and how it is handled. In short: your financial SMS are processed on your device, and nothing leaves your phone unless you explicitly turn on an AI feature.

SMS access

Anvix Expense Analyzer requests the READ_SMSpermission for a single purpose: to read your bank's transaction alert messages so it can categorize your spending and produce reports.

• SMS are read only when you tap Analyze, and only for the date range you choose. There is no background or automatic reading.
• Only messages that parse as bank debit/credit transactions are used; the app does not collect your personal conversations.
• By default, parsing and categorization happen entirely on your device. Your SMS are not uploaded, synced, transmitted, or shared.

Data stored on your device

Parsed transactions, your settings, custom rules, and an optional categorization cache are stored locally in the app's private storage. Reports you export (PDF/CSV) are saved to your device's Downloads folder. You can clear this data by clearing the app's storage or uninstalling the app.

Optional AI features

AI features are off by default. If you enable them, the app sends the parsed spend messages for the range you analyze — and, for chat, your questions — to Anthropic (the Claude API) to generate categories or answers. This happens only when you take an action (tap Analyze or send a chat message). Depending on the option you choose:

• Your own API key: your key is stored only on your device and used to call Anthropic directly.
• Free AI / Subscription: requests are routed through our backend, which calls Anthropic on your behalf. We do not sell your data, and spend messages are used only to produce your result.

Anthropic processes this data under its own terms. See Anthropic's privacy policy at anthropic.com/legal/privacy.

Payments

The optional subscription is billed through Google Play Billing. We do not receive or store your payment details; Google processes the transaction and provides us a purchase token used only to verify your subscription.

What we do not do

• No ads and no advertising identifiers.
• No third-party analytics or tracking SDKs.
• No account is required for the core app.
• We never sell your data.

Children

Anvix Expense Analyzer is not directed at children under 13.

Changes

We may update this policy; material changes will be reflected on this page with a new "last updated" date.

Contact

Questions about your privacy? Email support@anvixlabs.com.